In 2026, 15-year fixed mortgage rates are expected to drop to around 5.2%, improving buying power compared to recent years. Home prices are forecasted to rise moderately by 2.1–4%, with no major crash anticipated. Housing inventory is increasing but remains below pre-2020 levels, offering buyers more options. Foreclosures may rise but won’t significantly impact prices. Buyers should be financially prepared before purchasing, focusing on stable finances over market timing.